Foreclosure notices are nothing to take lightly. We are here to help you keep your home, or to protect yourself if you no longer want to keep it. Depending on your situation, we can work with you to mediate with the lender, request loan modification, seek a short sale, tender your deed to the lender, or file bankruptcy to slow down or even stop the process.
Typically, it is three months. At that point, your lender may quit accepting your payments. This means that they are beginning the foreclosure process.
You will receive a number of letters from your bank, and eventually will be served with court papers. These papers demand that you answer or otherwise respond to the foreclosure complaint by a given date. If you fail to do so, the lender wins the case and your home can be scheduled for Sheriff's sale.
It is the sale that takes place at on a certain day every month, depending on your county, and is where foreclosed homes are sold. You will receive notice that your home is going to be sold on a given day.
It is confirmed, and then the new owner will attempt to evict you. This process typically takes two months after the Sheriff's sale.
Yes! But only until the date of the Sheriff's sale. After that, there is absolutely nothing we can do to protect your house.
We treat all of our clients like we want to be treated. We are here to help and promise to respond to you within hours, no matter when you call.302.428.9400
922 New Road
Wilmington, DE 19805
1073 S. Governors Ave.
Dover, DE 19904